What Is a Hard Inquiry and How Does It Affect Your Credit Score?
A hard inquiry, or a “hard pull,” happens when your credit report is requested. For example, a hard inquiry will…
What Is a Soft Inquiry? How To Know What Hurts Your Credit
A soft inquiry (also known as a “soft check” or “soft pull”), happens when you or someone you authorize (i.e.,…
What Is a Credit Utilization Ratio? How to Calculate (and Improve) Yours
Your credit utilization ratio is the percentage of your total available credit that you’re currently using. A good ratio is…
Experian vs Equifax vs TransUnion: What’s the Difference?
When it comes to credit, three major bureaus dominate the market – Experian, Equifax, and TransUnion. These credit reporting agencies…
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Travel Hacks
New Route Announcement: London (LHR) Lima (LIM) on LATAM Peru Airlines
LATAM Peru, one of the leading airlines in South America, has recently introduced an exciting new route connecting the vibrant…
Sun Country Airlines Baggage Fees, Size and Weight Restrictions
For a budget airline, Sun Country Airlines (SY) has one of the most passenger-friendly baggage policies with one free personal…
What Is the Star Alliance? A Guide to the World’s Largest Airline Alliance
Star Alliance is the world’s largest global airline alliance. With over 1,300 destinations across 190 countries, Star Alliance offers unparalleled…
OneWorld Alliance Beginner’s Guide
The OneWorld Alliance brings together some of the world’s most reputable and prestigious airlines, creating a network that spans the…